STR Deal Analyzer + CoC Calculator

Cleaning fee is modeled as guest pass-through by default (does not inflate host P&L). Deal tiers: WEAK < 10% | GOOD ≥ 10% | EXCELLENT ≥ 15%.

Inputs Quick Inputs
A) Location & Taxes
TOT, property tax, STR fees
B) Acquisition & Financing
purchase, closing, loan
C) Revenue (STR + Other)
ADR, occupancy, cleaning
Seasonality overrides (optional): leave blank to use base ADR/occ.
D) Operating Expenses
keep it simple; expand for detail
Turnovers are auto-calculated from nights booked / ALOS.
Scoring Weights (editable)
0–100 score
5-Year Projection Assumptions
growth rates
Deal Snapshot
WEAK DEAL
Cash-on-Cash (WEAK < 10% | GOOD ≥ 10% | EXCELLENT ≥ 15%)
8.6%
Annual Cash Flow
$6,794
NOI
$26,719
Break-even Occupancy
58.6%
Profitability Score (0–100)
40
Weak
Drivers: CoC 34, Break-even 47, Sens 0, Tax 91, Leverage 39, Ops 24.
Core Outputs
Host Revenue (nightly + other)$44,446.00
Guest-paid cleaning (pass-through)$10,585.00
Turns / month (est.)6.08
All-in cost basis$302,940
Cash needed to close$62,440
Cash invested$78,940
NOI$26,719
Annual cash flow (after debt + capex reserve)$6,794
Monthly cash flow$566.15
DSCR1.51
Break-even occupancy (after debt)58.6%
Cleaning fee is shown as guest pass-through (separate from host P&L).
5-Year Projection (Annual)
YearRevNOICash FlowDSCR
Y1 $44,446 $26,719 $6,794 1.51
Y2 $45,774 $27,591 $7,600 1.56
Y3 $47,143 $28,492 $8,431 1.61
Y4 $48,552 $29,421 $9,290 1.66
Y5 $50,003 $30,379 $10,176 1.72
Sensitivity: Occupancy × ADR (Cash Flow / CoC)
Occ \ ADR$154.80$163.40$172.00$180.60$189.20
60.0%-$2,146
-2.7%
-$470
-0.6%
$1,206
1.5%
$2,883
3.7%
$4,559
5.8%
65.0%$368
0.5%
$2,184
2.8%
$4,000
5.1%
$5,816
7.4%
$7,632
9.7%
70.0%$2,883
3.7%
$4,838
6.1%
$6,794
8.6%
$8,749
11.1%
$10,705
13.6%
75.0%$5,397
6.8%
$7,492
9.5%
$9,587
12.1%
$11,683
14.8%
$13,778
17.5%
80.0%$7,911
10.0%
$10,146
12.9%
$12,381
15.7%
$14,616
18.5%
$16,851
21.3%
Sensitivity: Interest Rate × Down Payment (CoC)
Rate \ DP10.0%15.0%20.0%25.0%30.0%
5.90%12.8%11.6%10.8%10.3%9.9%
6.40%10.9%10.2%9.7%9.4%9.2%
6.90%8.9%8.7%8.6%8.5%8.4%
7.40%6.9%7.3%7.5%7.6%7.7%
7.90%4.9%5.7%6.3%6.7%6.9%